Reverse Loan Calculator Excel


Calculators are indispensable tools, aiding us in various computations. One specific type gaining popularity is the Reverse Loan Calculator. In this article, we’ll delve into its functionality, provide a working HTML and JavaScript code, and guide you through its usage.

How to Use

To utilize the Reverse Loan Calculator, follow these simple steps:

  1. Input the loan amount, interest rate, and loan term.
  2. Click the “Calculate” button.
  3. Instantly obtain the reverse calculation result.

Now, let’s explore the formula behind this calculator.


The formula for reverse loan calculation is as follows:


  • P is the loan principal,
  • A is the monthly payment,
  • r is the monthly interest rate (annual rate divided by 12), and
  • n is the total number of payments.


Consider a loan amount of $100,000, an annual interest rate of 5%, and a loan term of 10 years.

The result will provide the initial loan principal.


Q1: Can I use this calculator for any type of loan?

Yes, the Reverse Loan Calculator is versatile and applicable to various loan types, including mortgages and personal loans.

Q2: Why is it called a “reverse” loan calculator?

Unlike traditional loan calculators that determine monthly payments, this calculator reverses the process, giving you the initial loan amount based on monthly payments.

Q3: Is the interest rate always in percentage format?

Yes, the interest rate should be entered as a percentage, and the calculator will handle the necessary conversion.


The Reverse Loan Calculator simplifies the process of determining the initial loan amount based on monthly payments. Its formula, example, and user-friendly interface make it a valuable tool for financial planning.


  • Raees Mughal

    Meet Raees Mughal, a seasoned SEO author whose expertise lies at the intersection of compelling content and search engine optimization. With a passion for crafting engaging narratives and a keen understanding of the ever-evolving SEO landscape, Raees brings a unique blend of creativity and technical proficiency to the world of digital content. Raees Mughal has a proven track record of helping businesses enhance their online visibility and reach through strategic SEO-driven content. Whether it's creating keyword-rich articles, optimizing website copy, or developing content marketing strategies, Raees leverages his in-depth knowledge of SEO best practices to drive organic traffic and improve search engine rankings.

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